Don’t waste money on marketing, until you have a solid business strategy.

Everyone needs a firm understanding of the business strategy. It guides the connection from research, manufacturing, advertising and marketing. It will be a total waste of resource to pursue anything if only a few are on board. It needs to be everyone.  EVERYONE.

Open book exams

I love it when professors do this!

When I was in college I had a professor that I really disliked. He was the professor of my early morning class, and was the type that gave surprise essay exams at 8:00 AM! I would stare him down when he makes this announcement with a grin, well, until he would say the magic phrase, “you may open your books, class, this is an open book exam”.

I would then grab my thick history book and happily flip the pages.

20 years later, I’m in a bigger class… LIFE.  This class continuously gives me hard unexpected and exhausting tests, likes giving it at the earliest of times, when I am the busiest, or when I do not have anything more in my pockets.


Therefore, I tell you, whatever you ask for in prayer,
believe that you have received it. and it will be yours.
Mark 11:24

You are Who God Thinks You Are

Is holiday-caused debt now knocking at your door? Are you now trapped by the “buy now, pay next year” scheme? I know how it feels. I’ve been there. I’ve racked up so much debt in the past that I struggled an entire year to pay it off. Now where do you go from here?  There is hope, not all is lost.

God is able, beyond any shadow of doubt, without any ambiguity, to seriously look after you, your family and any of your immediate needs. Nothing is too small or insignificant, nor too big and daunting to God. He CAN and He WILL carry your burden.

Nothing, absolutely nothing can keep you from having what God wants you to have if you come to Him.

Every time you are pinned down by depressing a financial situation, remember that you are who God thinks you are.

It’s strange that officemates talk about the future; businessmen speculate about the future; and friends plan for the future.

YET everytime I look at my children, I see the future!


Francis Kong
One Day At A Time (Manila: CSM Publishing, 2002), 19

4 money questions I need to answer this year

I need to answer YES to these before I make any purchase

It’s the start of 2017 and I am determined to take all money decisions seriously.  I know it will REALLY be hard for the family to stay the course of discipline, but we have to persevere.  I’ve asked my girls to help the family stay firm with the belief that in 2017, EVERY MONEY DECISION IS A SPIRITUAL DECISION.

And why shouldn’t it be?  The Bible, in Psalms 24:1, says “The earth is the Lordʼs, and everything in it,
the world, and all who live in it”.

Let me share with you these 4 questions I ask myself before I make any purchase. I need to answer “yes” to each one BEFORE we get anything.

Snap Mail

If you’re a GMail user this tool is a great one to use.  You would need Google Chrome, this SnapMail extension and your GMail account open. Snap Mail is Self-destructing text emails for Gmail. Available for Google Chrome.

What this does is it allows you to send an email in Google that self-destructs in 60 seconds AFTER the recipient reads it.

How I saved P2,500 a month by changing 2 things

It can be done, Manila, it can be done!

Aside from my day job, I also work as a part-time virtual assistant. I will do tasks my virtual boss needs me to do for his online business and communication needs. Unlike other businesses, his usually slows down during the holiday season, and that meant there were less tasks to be fulfilled and so when I do not get work, I don’t get paid.

It was rough for us a few months leading to the holidays, but God has always been faithful.  As it says in James, “Blessed is the man who perseveres under trial, because when he has stood the test, he will receive the crown of life that God has promised to those who love him”(James 1:2).

We’re OK now, thank goodness (!), and my girls are all smiling through the experience.

Maybe you’re going through a tough situation right now.  The holidays must have put more pressure on you to spend and it got out of control. It’s time to tighten the purse one more time to pay off those holiday debts.  We have to.

Tough time, but what a connection!

Read what leaders believe.

I’ve never met a leader who gave up.  They just don’t! Are you being knocked down every time? Talong-talo na ba ang feeling mo at handa ka nang mag-give up? Read the verse above, and look at how God assures leaders.  In His mind, His leaders are winners!

KAHIT ANO pa ang pinagdaraanan mo, panalo ka pa rin kasi backup mo S’ya!

Paul experienced the very worst from life.  He was beaten, jailed, shipwrecked and suffered persecution. If he was convinced of this, if he can say and write those words above, then it is REALLY the truth.

I know you’re going through a lot… hang on. You have the winning connection!

You have God’s love, and nothing can EVER separate you from Him.  Nothing!

Buffer is a smarter way to Twitter, without over whelming your followers

I’ve used this App in the past and totally ignored it.  Big mistake! I reactivated the account and have installed it on all my mobile devices. There’s serious catching up to be done from here onwards! You add tweets to your Buffer whenever you want. It then spreads them out during the day, so it doesn’t overwhelm your followers.  You set the times you want to tweet.

The Chrome extension makes it drop-dead easy. The interface is simple and beautiful. You can even use your account with a custom URL shortener. I upgraded to the Pro version, which allows 50 tweets in the buffer at one time.

Great time-saver!